Financial Wellbeing for Modern Workplaces
Help your employees build healthier financial habits through personalised financial roadmaps, AI-powered guidance and practical financial education, all in one platform.
Why Financial Wellbeing Matters
Financial stress doesn't stay at home. Businesses are increasingly investing in employee financial wellbeing because it directly shapes engagement, focus and retention.
78%
of employees say financial stress affects their productivity at work.
62%
of employers see financial wellbeing benefits as key to retention.
4x
higher engagement among employees offered financial education tools.
Improving financial confidence helps employees make better decisions, both inside and outside of work, leading to a healthier, more focused and more engaged workforce.
How FNCO Works
Understand
Employees complete a guided financial assessment.
Plan
FNCO creates a personalised financial roadmap tailored to each employee.
Learn
Employees improve their knowledge using AI guidance, interactive courses, budgeting tools and financial calculators.
Grow
Employees build healthier financial habits while tracking progress towards their financial goals.
Everything Included
Simple Monthly Wellbeing Reports
Every month, your business receives a professionally prepared report containing anonymous, aggregated engagement insights, never individual employee data.
Why Businesses Choose FNCO
Employee Financial Wellbeing
A meaningful benefit that supports your team's long-term financial confidence.
Easy Employee Onboarding
Invite your team in minutes with a simple, guided setup process.
AI Powered Guidance
Employees get personalised support whenever they need it.
Practical Financial Education
Real-world learning covering budgeting, mortgages, investing and pensions.
Personalised Financial Journeys
Every employee follows a roadmap tailored to their own goals.
Simple Monthly Reporting
Clear, aggregated insights delivered straight to your inbox.
How One Team Transformed Financial Wellbeing
"Within three months of rolling out FNCO, our team went from barely talking about money to actively using the AI coach and completing courses on their own time. It's become one of the most appreciated benefits we offer, and the monthly reports make it easy to see the impact."
Head of People, 45-person tech company
FNCO for Business customer
86%
Employees activated in the first month
+34%
Average Financial Health Score increase
92%
Employees felt more confident about money
Why FNCO is Different
| Feature | FNCO | Budgeting Apps | Traditional Education |
|---|---|---|---|
| AI Guidance | |||
| Personalised Roadmaps | |||
| Financial Goals | |||
| Financial Health Score | |||
| Budget Tracking | |||
| Interactive Courses | |||
| Daily Engagement | |||
| Progress Tracking | |||
| Employee Wellbeing |
Designed Around Professional Financial Planning
FNCO has been built using the same structured principles that underpin professional financial planning. Employees begin by understanding their current financial position before receiving personalised recommendations, practical financial education and tailored action plans that help them improve their financial wellbeing over time.
Created by a founder holding the LIBF Level 6 Advanced Diploma for Financial Advisers (Adv DipFA), bringing a professional understanding of UK personal finance while remaining an educational platform rather than regulated financial advice.
Frequently Asked Questions
Invest in Your Employees' Financial Future
Help your team build confidence with money through personalised guidance, practical education and AI-powered support, all designed to improve long-term financial wellbeing.
Book a Demo
Want a full walkthrough? Share a few details about your business and we'll set up a demo.