Your financial future, in one app.
Learn. Plan. Grow.
Learn about money, understand your finances and build a plan for your future with education, budgeting, calculators and personalised financial tools in one place.
Download FNCO
Why FNCO Exists
Millions of people never receive professional financial advice.
For many, financial advice can feel out of reach due to cost, accessibility or simply not knowing where to begin. This is often referred to as the advice gap.
FNCO was created to help bridge the financial education gap by providing accessible financial learning, practical planning tools and an AI-powered coach in one easy-to-use platform.
Rather than replacing a qualified financial adviser, FNCO helps people improve their financial knowledge, confidence and decision-making through education and technology.
Financial Education
Structured courses from beginner to advanced
AI Guidance
Intelligent answers to your financial questions
Planning Tools
Calculators, budgets and goal tracking
Interactive Learning
Gamified experience with streaks and achievements
Everything You Need to Grow
Powerful features designed to help you learn about finance at your own pace.
AI Financial Coach
- Ask finance questions in plain English
- Understand financial concepts
- Receive educational guidance
- Available 24/7
Interactive Courses
- 16+ structured finance courses
- Beginner to advanced
- Track progress
- Earn achievements
Smart Financial Calculators
- Mortgage
- Pension
- Investments
- Debt
- Compound Interest
- Savings
- Budgeting
- Salary
- Net Worth
- And more
Financial Health Score
- Monitor your progress
- Build better habits
- Track improvement over time
Financial Goals
- Create personalised goals
- Track milestones
- Stay motivated
Gamification
- Learning streaks
- Achievements
- XP
- Course certificates
How It Works
Five simple steps to financial confidence.
Create your account
Tell FNCO about your goals
Learn with AI
Use planning tools
Build financial confidence
Create your account
Tell FNCO about your goals
Learn with AI
Use planning tools
Build financial confidence
Why People Love FNCO
AI powered learning
Intelligent responses to any finance question
Everything in one app
Courses, tools, calculators and coaching
Cross platform
Available on web, tablet and mobile
Beautiful design
Premium, intuitive interface
Easy to understand
Complex topics made simple
Professional learning experience
Built on real financial knowledge
The complete financial coach
FNCO combines the strengths of apps, courses, and AI without the gaps.
| Feature | FNCO | Budgeting Apps | Traditional Courses | Generic AI Chatbots |
|---|---|---|---|---|
| AI financial guidance | Partial | |||
| Personalised roadmaps | ||||
| Financial health score | ||||
| Goal & budget tracking | ||||
| Interactive courses | ||||
| Calculators & tools | Partial | Partial | ||
| Built on professional advice qualifications | Partial | |||
| Daily engagement & streaks | ||||
| No upselling of financial products | Partial | |||
| Private & secure | Partial |
Built on Professional Financial Knowledge
Level 6 Advanced Diploma
Advanced Diploma for Financial Advisers (Adv DipFA)
London Institute of Banking & Finance (LIBF)
FNCO has been created by a finance professional who has achieved the Level 6 Advanced Diploma for Financial Advisers (Adv DipFA) through the London Institute of Banking & Finance (LIBF).
This professional knowledge has helped shape the educational content and user experience throughout the platform.
FNCO is an educational platform and does not provide personalised regulated financial advice.
Simple, Transparent Pricing
Start free. Upgrade when you're ready.
Free
Get started with the basics
- AI messages each day
- Introductory lessons
- Basic calculators
- Budget planner
Premium
Everything you need to grow
or £89.99/year
- Unlimited AI Coach
- All Courses
- All Calculators
- Unlimited Goals
- Advanced Analytics
- Achievements
- Financial Health Score
- Priority Support
- Cross-device Sync
Your finances. Wherever you go.
Learn, plan and grow with FNCO wherever you are. Your complete financial wellbeing platform is available on iPhone, Android and the web.
Frequently Asked Questions
Start Building Financial Confidence Today
Whether you're buying your first home, planning for retirement, learning about investing or simply improving your financial knowledge, FNCO gives you the tools to learn, plan and grow.