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Terms & Conditions

Last updated: July 2026

1. Acceptance of Terms

By accessing or using FNCO, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the platform.

2. Educational Purpose Only

FNCO is an educational platform and does not provide personalised regulated financial advice. All content, tools, calculators and AI-generated responses are provided for educational purposes only and should not be relied upon as a substitute for professional financial advice from a qualified adviser.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Subscription & Billing

FNCO offers a free tier and a paid Premium subscription. Premium subscriptions renew automatically unless cancelled prior to the renewal date. Prices are subject to change with notice.

5. Limitation of Liability

FNCO shall not be liable for any financial decisions made based on information or tools provided within the platform. Use of the platform is at your own risk.

6. Changes to Terms

We may update these Terms & Conditions from time to time. Continued use of FNCO after changes constitutes acceptance of the revised terms.

7. Contact Us

Questions about these Terms & Conditions can be sent to support@fnco.app.